AML Anti-Money-Laundering Policy

For Deposits and Withdrawals

AML Anti-Money-Laundering Policy of Tom3.com Gaming:

Introduction:

The Gaming services provided on Tom3.com is operated by TOM3 INC, licensed and regulated by the Republic of Vanuatu under Interactive Gaming License IGL 25/2025. Tom3.com has passed all regulatory compliance and is legally authorized to conduct gaming operations for any and all games of chance and wagering. The Vanuatu Interactive Gaming License does NOT extend to the following territories for the provision of internet gaming services: Australia, Austria, Comoros, France, Germany, Netherlands, Spain, United Kingdom, USA, all FATF Blacklisted countries, sanctioned countries and/or any other jurisdictions deemed excluded by the Republic of Vanuatu. Any players playing on Tom3.com which is covered by the Interactive Gaming License (IGL) issued by the Republic of Vanuatu from these excluded territories do so at their own risk. Disputes, complaints and the like will not be heard, considered or mediated by TOM3 and TOM3 will NOT be deemed responsible for anything whatsoever under any circumstances.

Objective of the AML Policy:

We seek to offer the highest security to all our users and customers on Tom3.com Gaming for that a three-step account verification is done in order to insure the identity of our customers.

Definition of money laundering:

Money Laundering is understood as:

The conversion or transfer of property, especially money.

The concealment or disguise of the true nature, source, location.

The acquisition, possession or use of property, knowing, at the time of receipt.

Participation in, association to commit, attempts to commit and aiding.

Organization of the AML for Tom3.com Gaming:

In accordance with the AML legislation, Tom3.com Gaming has appointed the “highest level” for the prevention of ML: The full management of TOM3 INC are in charge.

AML policy changes and implementation requirements:

Each major change of Tom3.com Gaming AML policy is subject to be approved by the general management of TOM3 INC and the Anti money laundering compliance officer.

Three step Verification:

Step one verification:

Step one verification must be done by every user and customer to withdraw.

Step two verification:

Step two verification must be done by every user which deposits over 2000 USD (two thousand Dollar) or withdraws any amount.

Step three verification:

Step three verification must be done by every user which deposits over 5000 USD (five thousand Dollar) or withdraws over 5000 USD (five thousand Dollar) or sends another user over 3000 USD (three thousand Dollar) Until step three verification is done the withdrawal, tip or deposit will be held. For step 3 a user/customer will be asked for a source of wealth.

Customer identification and verification (KYC):

The formal identification of customers on entry into commercial relations is a vital element, both for the regulations relating to money laundering and for the KYC policy.

This identification relies on the following fundamental principles:

A copy of your passport, ID card or driving license, each shown alongside a handwritten note mentioning six random generated numbers.

Proof of Address:

Proof of address will be done via two different electronic checks, which use two different databases.

Source of funds:

If a player deposits over a five thousand dollar there is a process of understanding the source of wealth (SOW)

Ownership of business:

Employment

Inheritance

Investment

Family

Basic document for step one:

The basic document will be accessible via the setting page on Tom3.com Gaming. Every user must fill out the following information.

Risk management:

To deal with the different risks and different states of wealth in different regions on the earth, Tom3.com Gaming will categorize every nation in three different regions of risk.

Additional measurements:

In addition, an AI which is overseen by the AML compliance officer will look for any unusual behaviour and report it right away to an employee of Tom3.com Gaming.

Ongoing transaction monitoring:

AML-Compliance ensures that an “ongoing transaction monitoring” is conducted to detect transactions which are unusual or suspicious compared to the customer profile.

Reporting of Suspicious transactions on Tom3.com Gaming:

In its internal procedures, Tom3.com Gaming describes in precise terms, for the attention of its staff members, when it is necessary to report and how to proceed with such reporting.

Record keeping:

Records of data obtained for the purpose of identification must be kept for at least ten years after the business relationship has ended.

Training:

Tom3.com Gaming human employees will make manual controls on a risk based approval for which they get special training.

Auditing:

Internal audit regularly establishes missions and reports about AML activities.

Data Security:

All data given by any user/customer will be kept secure, and will not be sold or given to anyone else. Only if forced by law, or to prevent money laundering data may be shared with the AML-authority of the affected state.

Contact us:

If you have any questions about our AML and KYC Policy, please contact us:

By email: legal@tom3.com

If you have any complaints about our AML and KYC Policy or about the checks done on your Account and your Person, please contact us: By email: legal@tom3.com